The Select Portfolio Management Service is a range of seventeen discretionary managed investment portfolios designed to suit a variety of investment objectives and risk tolerances.
Explore Select Portfolio Management
Is Select right for you? Take time to explore the service in more depth, then speak to one of our financial advisers for an informed, personalised view.
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INDEPENDENT ADVISERS
Experts on hand to help you choose the right investment strategy for your needs.
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TAILORED ADVICE
Investment advice that takes into account your individual goals and unique circumstances.
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WE DO THE WORK FOR YOU
Ongoing investment management, discretionary or advisory, to ensure your goals are achieved.
Use our quick checker to explore the range, then speak to an adviser to find the right one for you
We have
17 portfolios
What are your priorities?
Select an option:
Higher Income.You seek the maximum amount of current income within your given risk tolerance and are willing to forgo capital growth to achieve a higher level of current income.
Income & Growth.You seek current income but also capital growth over time. You are willing to forgo a portion of current income in order to provide for future growth potential.
Capital Growth.Your primary goal is to grow your capital and not to provide current income.
Ethical.You want to be sure that your capital is invested responsibly and in line with your moral philosophy, while always taking into consideration your need for capital growth, income, or both.
ESG. You are looking to invest sustainably and responsibly by taking into consideration a wide range of ESG criteria.
How do you feel about risk?
Select an option:
Defensive.You are generally uncomfortable with investing in the stock market but are prepared to accept some minimal risk to generate returns. You are aware that your money might not keep up with the cost of living and could be worth less in the future as a result but are not willing to see the value of your investment go up and down rapidly in the short-term.
Cautious.You do not generally like to take risk with your money but you are willing to take a modest amount of investment risk to your capital. Whilst recognising that investment values change you would feel very uncomfortable if your investments rose and fell in value very rapidly.
Balanced.You are seeking to balance the risk you take with the potential for returns. You can potentially suffer some loss of value on your investment. Whilst accepting that investment values change, you may feel uncomfortable if your investments rose and fell in value very rapidly.
Adventurous.You are willing to pursue higher-risk, more aggressive investment strategies that may offer higher potential for returns. You accept that a high proportion of your money may be at risk and that you may not get back the full amount you invested. You accept that fluctuations in investments values are likely and this does not concern in the short-term.
Speculative.You are willing to accept the risk of very considerable loss of capital to potentially gain significantly higher returns. You have made high risk investments in the past and are aware that a very high proportion of you capital is at risk. In order to achieve high returns, you fully accept regular and sometimes significant changes in the value of your investments.
Illustrative Portfolio
SELECT CAUTIOUS HIGHER INCOME
Typical Asset Allocation:
15%
UK Equities
15%
Global Equities
52%
Fixed Interest
8%
Alternative
10%
Money Market
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide a risk adjusted, relatively high income and modest capital growth over the long-term. It can invest up to 35% in equity funds with the balance diversified across other asset classes to reduce risk
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT BALANCED HIGHER INCOME
Typical Asset Allocation:
20%
UK Equities
35%
Global Equities
37%
Fixed Interest
8%
Alternative
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide a relatively high income and modest capital growth over the long-term. It can invest up to 60% in equity funds with the balance diversified across other asset classes to reduce risk
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT ADVENTUROUS HIGHER INCOME
Typical Asset Allocation:
20%
UK Equities
60%
Global Equities
12%
Fixed Interest
8%
Alternative
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio is focused towards providing a relatively high income and long-term capital growth from a globally diversified stockmarket focused portfolio. It can invest up to 100% in equity funds, focusing predominantly on providing a globally diversified portfolio of stockmarket investments with limited exposure to other asset classes to control risk when appropriate
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT CAUTIOUS INCOME & GROWTH
Typical Asset Allocation:
15%
UK Equities
15%
Global Equities
46%
Fixed Interest
14%
Alternative
10%
Money Market
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide a risk adjusted, relatively high income and modest capital growth over the long-term. It can invest up to 35% in equity funds with the balance diversified across other asset classes to reduce risk
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT BALANCED INCOME & GROWTH
Typical Asset Allocation:
20%
UK Equities
35%
Global Equities
33%
Fixed Interest
12%
Alternative
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide a risk adjusted, relatively high income and modest capital growth over the long-term. It can invest up to 60% in equity funds with the balance diversified across other asset classes to reduce risk
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT ADVENTUROUS INCOME & GROWTH
Typical Asset Allocation:
20%
UK Equities
60%
Global Equities
12%
Fixed Interest
8%
Alternative
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide enhanced total returns through income generation and capital growth. It can invest up to 100% in equity funds, focusing predominantly on providing a globally diversified portfolio of stockmarket investments with limited exposure to other asset classes to control risk when appropriate.
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT CAUTIOUS CAPITAL GROWTH
Typical Asset Allocation:
15%
UK Equities
15%
Global Equities
44%
Fixed Interest
16%
Alternative
10%
Money Market
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide attractive, risk adjusted capital growth over the long-term. It can invest up to 35% in equity funds with the balance diversified across other asset classes to reduce risk
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT BALANCED CAPITAL GROWTH
Typical Asset Allocation:
20%
UK Equities
35%
Global Equities
31%
Fixed Interest
14%
Alternative
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to provide attractive capital growth over the long-term. It can invest up to 60% in equity funds with the balance diversified across other asset classes to control risk
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT ADVENTUROUS CAPITAL GROWTH
Typical Asset Allocation:
20%
UK Equities
60%
Global Equities
12%
Fixed Interest
8%
Alternative
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio is focused towards providing enhanced long-term capital growth. It can invest up to 100% in equity funds, focusing predominantly on providing a globally diversified portfolio of stock market investments with limited exposure to other asset classes to control risk when appropriate.
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT CAUTIOUS ETHICAL
Typical Asset Allocation:
14%
UK Equities
16%
Global Equities
60%
Fixed Interest
10%
Money Market
Portfolio aim:
This portfolio aims to provide attractive, risk adjusted total returns through income generation and capital growth. It can invest up to 35% in equity funds with the balance diversified across other asset classes to reduce risk
Illustrative Portfolio
SELECT BALANCED ETHICAL
Typical Asset Allocation:
19%
UK Equities
35%
Global Equities
40%
Fixed Interest
5%
Money Market
Portfolio aim:
This portfolio aims to provide attractive total returns through income generation and capital growth. It can invest up to 60% in equity funds with the balance diversified across other asset classes to reduce risk
Illustrative Portfolio
SELECT ADVENTUROUS ETHICAL
Typical Asset Allocation:
21%
UK Equities
54%
Global Equities
18%
Fixed Interest
7%
Money Market
Portfolio aim:
This portfolio aims to provide enhanced total returns through income generation and capital growth. It can invest up to 100% in equity funds, focusing predominantly on providing a globally diversified portfolio of stock market investments with limited exposure to other asset classes to control risk when appropriate
Illustrative Portfolio
SELECT CAUTIOUS ESG
Typical Asset Allocation:
12%
UK Equities
18%
Global Equities
44%
Fixed Interest
12%
Alternative
14%
Money Market
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to produce above average total returns by
investing in assets targeting income and capital growth
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT BALANCED ESG
Typical Asset Allocation:
18%
UK Equities
32%
Global Equities
28%
Fixed Interest
14%
Alternative
8%
Money Market
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to produce above average total returns by
investing in assets targeting income and capital growth.
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT ADVENTUROUS ESG
Typical Asset Allocation:
24%
UK Equities
56%
Global Equities
5%
Fixed Interest
9%
Alternative
6%
Money Market
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds.
Portfolio aim:
This portfolio aims to produce above average total returns by
investing in assets targeting income and capital growth
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds.
Illustrative Portfolio
SELECT DEFENSIVE INCOME & GROWTH
Typical Asset Allocation:
43%
Fixed Interest
27%
Alternative
30%
Money Market
8%
Global Equities
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Portfolio aim:
This portfolio aims to produce above inflation total returns by investing in assets targeting income and capital growth
* Alternative: this component of the asset allocation will predominantly consist of absolute return investments, multi-asset absolute return strategies and flexible investment funds
Illustrative Portfolio
SELECT SPECULATIVE CAPITAL GROWTH
Typical Asset Allocation:
18%
UK Equities
40%
Developed Market Equities
23%
Asian & Emerging Market Equities
19%
Specialist Equities
Portfolio aim:
This portfolio aims to produce above average returns by investing in assets targeting capital growth, some income generation is possible
Our dedicated team of experienced investment professionals is responsible for creating and managing our range of discretionary portfolios, ensuring that each portfolio maintains to its stated risk profile and achieves its investment objective.
Ben Willis
Heads the team with fifteen years’ of discretionary management experience.
Justine Fearns
Senior analyst, with over twenty years’ experience in financial services.
Bradley Packham
Economics graduate with two years’ experience in investment analysis.
Sue Williamson
Responsible for operational and administrative support with twenty five years’ experience working in financial services.
Speak to an adviser
If you want to learn more about our Select Portfolio Management services and whether or not it is a good choice for you, our advisers can help. Book your appointment below to get started.
